Essentials of Borrowing
Are you struggling to save a deposit and buy a home?
Is your credit score preventing you from getting a mortgage?
Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?
This informative and easy to read book will provide you with all the knowledge you need to do just that and more.
It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, plan for your retirement, and all the little things that will help you achieve mortgage freedom sooner.
If your money goes out as fast as it comes in, if you're a 'high risk client' or if you can't imagine ever having 'extra' money to play around with, then you need to read this book! I was once where you are now and I still paid off my home before I was 36! Downloadable bonus materials are also included for free to help you reach your goals easier and faster than ever.
MORTGAGE FREE doesn't just tell you to pay more money onto your mortgage like every other book- it walks you through how to do this, as well as how to pay off a mortgage fast, even if you're spending the same weekly amount you always have. It shows you how to change simple things, straight away, that make a massive difference to your loan term. What other book does that?
MORTGAGE FREE gives you all the knowledge you need to:
If you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. Start living the life you've always wanted, and take back your future!
Because being debt free is the ultimate gift you can give to yourself, and your family.
Table of Contents Introduction Chapter 1: Own Less, Live Best Intentionality for Minimalist Lifestyle Chapter 2: Benefits of Minimalism Chapter 3: Getting Your Life Back Becoming a Minimalist Other Ways to Maximize Life Minimalism in Homes Conclusion Author Bio Publisher Introduction Minimalism is a way of living that cuts the gluttony surrounding our world. It is the exact opposite of what we see in ads, what we hear on the radio, or what commercials air on TV. It contrasts what our society has etched on our minds regarding the claimed importance of accumulating stuff. It tells us to dismiss ourselves from consumerism, instead of priding ourselves for all our material possessions, the clutters in our environment, the skyrocketing debts, and an abundance of infinite distractions. People are joining the craze of the material world and we are left with a meaningless one. People are crazy over lots of stuff, with closets full of clothes, racks full of shoes, garages stacked with useless gears, basements cluttered with boxes of what seems like hoarding of old items. They are living the typical life: working hard to make good money, spend a great chunk on it to pay for mortgage, buy fancy clothes, and keep up with friends who have luxury cars, or get a hand of cool technology which are seen as bragging rights. It is hard to see and realize that we do not need any of these, and that life is more meaningful when there are no people to impress, that we do not have to spend so much on stuff we don't need just to make us happy, and that a rise in pay wouldn't necessarily mean a rise in cost of living. It takes a turning point to make people aware that they are losing themselves over their material possessions. And this point could be achieved by the continuous effort of dissenters who encourage a simpler, less materialist life. Living a minimalist lifestyle means throwing out what you do not need and focus only on those that you need. We only need little to survive while still living happily. We only need the small things to keep content in our hearts. The stuff that surround us are only depictions of materialism, and the society telling us that we have to consume more of it is just a way of luring us into consumerism. These things do not matter and do not account for our own happiness.
Have you ever sat back and wondered why your life is going the way it is? Have you ever sat back and really examined why you are in a situation that could have been avoided? Or maybe pondered over scenes in your life that has fostered a broken heart? Maybe you have been caught up with situations where you relied on strength of others. Whatever your case, "Who's gonna pay the mortgage" introduces women from every walk of life to a different point of view, no matter what their situation. This is a powerful adaptation of how everyday women, like you and I, deal with matters of self-love and relationship recoveries. The book is broken down into elements that help women "re-discover" and in some cases "re-invent" their selves to become more positive in every aspect of their lives. The book opens with "I Female," a tribute to the female empowerment. It allows us to be able to look into ourselves, as strong individuals and not just survivors or victims. It also reminds us that we as women are critically needed. Because of this need, we often forget about our own needs as individuals. The book also ventures into places normally not visited by female authors. "Don't Fall In Love with the Cover" is an eye opening chapter that emphasizes on looking beyond the normal protocol when you are trying to find a mate. This chapter holds no punches because it goes straight to the source of what women target. It takes us down the path that we normally don't revisit to show us where we fall short when we make decisions. It further goes into how we "pick" our man by their external attributes, and not by their value. In the end, we travel from man to man because "men are all the same." Yet in contrast, it is not the men that are the same it was in essence your mistake for falling in love with what you saw or thought he had. This is a wonderful chapter that will raise brows for some, and invoke laughter from others. This book was written out of love for our sisters. The ones who have been through, the ones that are going through, and the young ones whose journey has just begun. "Who's gonna pay the Mortgage" has nothing to do with a financial status or finding someone to pay your bills. It has everything to do with getting yourself right and preparing yourselves for what lies ahead. It also arms the reader with powerful tools so they can be able to recognize the sometimes "unrecognizable." In total, this book, "Who's gonna pay the Mortgage" breaks us out from the norms of how we as females live our lives. It gives us two very different points of views from two very different individuals. This book was not written as a beat down to our brothers. It was written to be used as an awakening. An awakening that lies in the souls of all women. Furthermore, it is our sincere hope that the reader is as captivated with the contents as we were in writing "Who's gonna pay the Mortgage"?
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