Essentials of Borrowing
Table of Contents Introduction Chapter 1: Own Less, Live Best Intentionality for Minimalist Lifestyle Chapter 2: Benefits of Minimalism Chapter 3: Getting Your Life Back Becoming a Minimalist Other Ways to Maximize Life Minimalism in Homes Conclusion Author Bio Publisher Introduction Minimalism is a way of living that cuts the gluttony surrounding our world. It is the exact opposite of what we see in ads, what we hear on the radio, or what commercials air on TV. It contrasts what our society has etched on our minds regarding the claimed importance of accumulating stuff. It tells us to dismiss ourselves from consumerism, instead of priding ourselves for all our material possessions, the clutters in our environment, the skyrocketing debts, and an abundance of infinite distractions. People are joining the craze of the material world and we are left with a meaningless one. People are crazy over lots of stuff, with closets full of clothes, racks full of shoes, garages stacked with useless gears, basements cluttered with boxes of what seems like hoarding of old items. They are living the typical life: working hard to make good money, spend a great chunk on it to pay for mortgage, buy fancy clothes, and keep up with friends who have luxury cars, or get a hand of cool technology which are seen as bragging rights. It is hard to see and realize that we do not need any of these, and that life is more meaningful when there are no people to impress, that we do not have to spend so much on stuff we don't need just to make us happy, and that a rise in pay wouldn't necessarily mean a rise in cost of living. It takes a turning point to make people aware that they are losing themselves over their material possessions. And this point could be achieved by the continuous effort of dissenters who encourage a simpler, less materialist life. Living a minimalist lifestyle means throwing out what you do not need and focus only on those that you need. We only need little to survive while still living happily. We only need the small things to keep content in our hearts. The stuff that surround us are only depictions of materialism, and the society telling us that we have to consume more of it is just a way of luring us into consumerism. These things do not matter and do not account for our own happiness.
Are you struggling to save a deposit and buy a home?
Is your credit score preventing you from getting a mortgage?
Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?
This informative and easy to read book will provide you with all the knowledge you need to do just that and more.
It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, plan for your retirement, and all the little things that will help you achieve mortgage freedom sooner.
If your money goes out as fast as it comes in, if you're a 'high risk client' or if you can't imagine ever having 'extra' money to play around with, then you need to read this book! I was once where you are now and I still paid off my home before I was 36! Downloadable bonus materials are also included for free to help you reach your goals easier and faster than ever.
MORTGAGE FREE doesn't just tell you to pay more money onto your mortgage like every other book- it walks you through how to do this, as well as how to pay off a mortgage fast, even if you're spending the same weekly amount you always have. It shows you how to change simple things, straight away, that make a massive difference to your loan term. What other book does that?
MORTGAGE FREE gives you all the knowledge you need to:
If you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. Start living the life you've always wanted, and take back your future!
Because being debt free is the ultimate gift you can give to yourself, and your family.
By popular request How to Survive Your New Home Purchase has been expanded to include even more information specific to the successful use of an FHA 203K mortgage. Are you preparing to purchase a new home for your family utilizing an FHA 203K mortgage? Then here is the resource you need!You've saved a nice sized down payment. You've picked out a neighborhood with pleasant tree-lined streets and good schools. You've checked out all sorts of amenities. But now, the current real estate environment seems scary. News sources are full of home purchase horror stories. Foreclosures and short sales can turn a dream house into a nightmare. You're not the world's greatest DIYer, nor are you a financial wizard. Now you're real estate agent and mortgage broker have recommended you apply for an FHA 203K mortgage. How to Survive a 203K Mortgage outlines step-by-step how to walk through the potential mine fields of home ownership using this financial tool and come out on the other side as a real estate winner!
The Province of Freedom, later Freetown Sierra Leone was established in 1787 as a home for freed slaves who had served various commercial entrepreneurs in the West Indies and North America. Some had even fought on the side of the British during the American War of Independence. They had been promised their freedom and the opportunity presented itself, a place they could call their own. This proposal took concrete form in 1787 when the Province of Freedom was established in Sierra Leone. This book attempts to portray the tensions within such a planted settlement as the settlers tried various methods of 'self government' under a rather domineering colonial regime directed and orchestrated by the Colonial Office in London. This book traces the history of the movement and the tensions between the colonial authority and a rapidly developing educated elite among the settlers who had become known as the Krio and who spoke a dialect also called Krio. The issues revolved around the desire of the Krio to break free from 'white' domination and to establish a self-governing colony. Since this was not possible at that point in time, the Freetown City Council served as the main political platform for the political life of the Krio. However with no proper support and at times even fierce opposition from the powers that be, who increasingly came to regard the Krio as a dangerous irritant and a hindrance to good government, an atmosphere was created in which any faltering steps from the Krio would be fatal to their political situation as happened in 1926 when the incumbent Mayor was accused of malpractices, tried, found guilty and jailed. The book concludes with a cursory look at the interim periods between the dissolution of the council in 1926 and 1945 when the municipality was reinstituted.
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