Essentials of Borrowing







Essentials of Borrowing

Mortgage Tips - Mortgage Free - Borrowing - Investing

Margin Loan - Investment - Shares - Stocks






Notebook 120 Ruled Pages With Margin

RRP $15.99

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Ruled notebook with pink cover, 120 lined pages with a margin in a good sized 8.5 x11 inch format that is excellent for composition books and notebooks. The notebook is perfect bound so that pages will not fall out with a soft yet sturdy cover. Lined/Ruled: " Yes" Margin: "Yes" Numbered pages: "No" Part of the Notebook not Ebook series with cover design by "annumar" - "Today is a Perfect Day..." The notebooks in our art series all have a distinctive soft but sturdy cover. To see our full range of notebooks and journals visit us at Spicyjournals.com.


The Savings And Loan Crisis

RRP $684.99

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Robert L. Bartley Editor Emeritus, The Wall Street Journal As this collection of essays is published, markets, regulators and society generally are sorting through the wreckage of the collapse in tech stocks at the turn of the millennium. All the more reason for an exhaustive look at our last "bubble," if that is what we choose to call them. We haven't had time to digest the lesson of the tech stocks and the recession that started in March 2001. After a decade, though, we're ready to understand the savings and loan "bubble" that popped in 1989, preceding the recession that started in July 1990. For more than a half-century, we can now see clearly enough, the savings and loans were an accident waiting to happen. The best insurance for financial institutions is diversification, but the savings and loans were concentrated solely in residential financing. What's more, they were in the business of borrowing short and lending long, accepting deposits that could be withdrawn quickly and making 20-year loans. They were further protected by Regulation Q, allowing them to pay a bit more for savings deposits than commercial banks were allowed to. In normal times, they could ride the yield curve, booking profits because long-term interest rates are generally higher than short-term ones. This world was recorded in Jimmy Stewart's 1946 film, It's a Wonderful Life.



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Essentials of Borrowing Articles

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing Books

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing