Essentials of Borrowing





Essentials of Borrowing

Mortgage Tips - Mortgage Free - Borrowing - Investing

Margin Loan - Investment - Shares - Stocks






10 Tips To Finding The Right Mortgage Loan Broker

More than half of all borrowers use a broker to arrange their mortgage. But how do you go about finding one? Should you be paying any fees for their services and how do they work? #1 There are literally thousands of mortgage brokers in the UK - well over 10,000! These mortgage brokers will range from large companies with nationwide coverage through to the small one-man bands covering their local area. These different companies may use the full range of advertising media to attract your att........ Read More

Second Mortgage Tips

When it's time to find a second mortgage on your home, the time you spend looking for the right mortgage at the best rate can really pay off. There are lots of reasons someone might want to get a second mortgage. You could want to lower the amount you pay per month, consolidate your debts, build up some equity on your home, or get out of your first mortgage a lot faster. It doesn't matter why you're looking for a second mortgage. What matters is paying attention to the important factors than can........ Read More

Tips For Refinancing Mortgage

Refinancing home mortgage is one way to make the most of your money. Many people find it a smart tool. This is true to an extent and also depends on prudent judgment and good assessment of certain things such as your personal goals and your home’s current and past value, plus the particulars of your current loan. Refinancing is no doubt a good option and a smart way of maximizing your saving if you take all these conditions into account. Otherwise home mortgage refinancing may not make any sen........ Read More

Tips For Locking In The Lowest Mortgage Rate

Whether you are a first time home buyer, or you have been purchasing real estate for years, one of your main goals other than finding the perfect piece of property is to make sure that your mortgage rate is as low as possible. Anyone who has had to navigate the tricky waters of the mortgage markets knows that rates can vary day by day and knowing when to lock in the rate can save you thousands over the life of the loan. When looking for a mortgage one of the most important things to keep in ........ Read More

Mortgage Tips - Pay Your Mortgage Weekly

It’s official. The math does not lie – you should pay your mortgage WEEKLY. I have just completed all the math that you do not want to go through to find the truth. I wanted to know the best way to pay a mortgage to save as much money as possible. Here are the conclusions that you want to take away from my studies. Was it better to pay you mortgage weekly, bi-weekly or monthly? -> Paying you mortgage weekly would save you 1294.12$ on a 200 000$ mortgage amortized over 25 years (rate........ Read More

Tips Mortgage Companies Don't Want You To Know!

Mortgage brokers have a huge advantage when you are applying for a loan, this is because mortgages are their life. They know everything about mortgages and so can make a lot of money due to your lack of knowledge. Mortgage brokers know all about the wholesale interest rates that you will qualify for, and are able to add on as much commission as they want, just to make some extra money. Mortgage brokers don’t want you to know that there are certain tips to help avoid paying the full price of........ Read More

Tips To Get The Best Mortgage Quote

Most of the borrowers prefer to get the best mortgage quote before they actually settle in for a particular type of mortgage plan. There are many people who are on the look out for a professionally analyzed and well-researched mortgage quote that would suit a particular client and his situation. Here are a few essential tips to get the best mortgage quote which will help in getting the best mortgage quote and deal. # 1 Tip - In order to get hold of the best mortgage quote one must depend on ........ Read More

7 Mortgage Marketing Tips For Loan Officers

It is my intention that these marketing tips will help you avoid common mistakes made by the majority of loan officers. Heed this advice! Mortgage Marketing Tip #1 Make your advertising and print media more effective by having a headline on everything: letters, greeting cards, ads, everything. Headlines are what get the reader. They make them want to read more. They tell the reader what benefit he/she will get from reading more. And that's exactly what you want them to do. Make the headline........ Read More

Tips To Help You Get The Best Mortgage Rate

Whether you are ready to get your first mortgage, or you are a seasoned veteran of the mortgage game, there are a lot of tips you can use to help keep your mortgage rates low and your total costs associated with the mortgage note low. Many of these tips only take a few minutes and can help save you thousands of dollars over the life of the mortgage note! First, like with any other purchase - shop around! Talk to several lenders and brokers about what they can offer you. You'll find that yo........ Read More

11 Tips On How Not To Get A Mortgage.

Here are a few tips on how not to get a mortgage, and underneath each one, the smart thing to do instead. 1. Don't haggle. A mortgage or a house is just another consumer product. A few clever words can get a sweeter deal. So haggle! 2. Buy in high-season, when everyone else is. Buy off-season, usually November, December. You may be able to wangle a 'seasonal discount'. Sales are slow, so mortgage companies and real estate agents will offer better deals. 3. Don't look at the smal........ Read More

Tips On How To Choose Mortgage Protection Insurance

The world of mortgage protection insurance can be extremely confusing when an individual is looking to take out a policy. Although there has been very little competition in the marketplace in the past few years, there are now a number of providers looking to attract homeowners to their mortgage protection insurance products and services. However, there has been no form of education for the average homeowner as to how mortgage protection insurance can help protect their home in the future and........ Read More

Mortgage Refinancing Tips

As interest rates continue to creep upwards, many home owners are looking at refinancing options. Here are some mortgage refinancing tips. Mortgage Refinancing Tips Rates have been increasing steadily for the last six months. These increases are expected to continue into 2006. Such increases are putting pressure on homeowners who took out adjustable rate mortgages or have been borrowing money against a home equity line of credit. For people in this position, refinancing into a fixed rate mort........ Read More

Mortgage Shopping Tips

When shopping for a mortgage loan, every lender will have different rates, fees and points for each loan program. When shopping for a mortgage loan, it is important to understand the three components of a Rate and Fee Quote: (1) Premium Rates (2) Lender Fees and (3) Discount Points. A Premium Rate offer is any interest rate above the market rate (referred to as the “Par Rate”). While the Par Rate changes constantly during the day, most lenders will commit to a specific Par Rate early in........ Read More

Refinance & Mortgage Tips: Down Payment With Gift Letter

If you are a first time home buyer who has been out shopping for that dream house, you’ve probably already heard your real estate agent or property developer’s first question: “How much will you be putting down?” If you have excellent credit, several years of consistent income on record and a relatively long history of using credit wisely, you may qualify for 100% financing, often referred to as a “No Money Down Mortgage” or “Zero Down Home Loan”. But for the majority of new borr........ Read More

Mortgage Advice: 7 Tips For Establishing Credit

According to Experian, a credit score is a number lenders use to help them decide: "If I give this person a loan or credit card, how likely is it I will get paid back on time?" The information from your credit reports is used to create your credit score. Before getting a line of credit, get your free credit report from each of the three major credit reporting agencies (CRAs): Experian, Equifax, TransUnion. Under federal law, you are entitled to one every year. Order online at www.annualcreditre........ Read More


Search

Essentials of Borrowing Articles

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing Books

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing