Essentials of Borrowing





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Essentials of Borrowing

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Tips For Mortgage Refinancing And Debt Consolidation

Many people discover that their credit card debt is out of control when they get their monthly bank statement. Mortgage payment, everyday spending, services and occasionally getaways or dining out can bring your balance over-the-limit fees. It’s time to consider debt consolidation to save your money - credit card balance transfer, home equity loan or mortgage refinancing. One of the best ways to obtain debt relief is by consolidating your debts with a mortgage refinancing if the timing is rig........ Read More

Tips To Help You Get The Best Mortgage Rate

Whether you are ready to get your first mortgage, or you are a seasoned veteran of the mortgage game, there are a lot of tips you can use to help keep your mortgage rates low and your total costs associated with the mortgage note low. Many of these tips only take a few minutes and can help save you thousands of dollars over the life of the mortgage note! First, like with any other purchase - shop around! Talk to several lenders and brokers about what they can offer you. You'll find that yo........ Read More

Mortgage Tips For Nervous Buyers.

HERE'S A BIG TIP: ALWAYS NEGOTIATE. The first quote you're offered is not the bottom line. It's easier to get a better deal from one lender if you've been offered a good one previously by another. You can use this as ammunition when speaking to the loan officer. You'll likely be dealing with a call centre or a junior loan officer initially. You can say you're definitely interested, but want a better deal, close the conversation, hang up, then wait for them to get back to you. Buy in Novem........ Read More

Mortgage Tips For The Greenhorn

In California we see amazing weather, great natural beauty, and many cultural offerings. It is not surprising that it is the most populated state in America. At the same time, one of my other places to reside at is Arlington Heights in Illinois. Though these two places are located far apart, there are similarities between them. Many of the homes in the state of California and in the city of Arlington Heights are the most coveted, though not necessarily the most expensive. Unless you are extrem........ Read More

Mortgage Shopping Tips

When shopping for a mortgage loan, every lender will have different rates, fees and points for each loan program. When shopping for a mortgage loan, it is important to understand the three components of a Rate and Fee Quote: (1) Premium Rates (2) Lender Fees and (3) Discount Points. A Premium Rate offer is any interest rate above the market rate (referred to as the “Par Rate”). While the Par Rate changes constantly during the day, most lenders will commit to a specific Par Rate early in........ Read More

Second Mortgage Tips

When it's time to find a second mortgage on your home, the time you spend looking for the right mortgage at the best rate can really pay off. There are lots of reasons someone might want to get a second mortgage. You could want to lower the amount you pay per month, consolidate your debts, build up some equity on your home, or get out of your first mortgage a lot faster. It doesn't matter why you're looking for a second mortgage. What matters is paying attention to the important factors than can........ Read More

Tips On Home Mortgage Refinancing

If you are thinking of home mortgage refinancing, make sure you give it a good thought. Here are some tips you may want to consider before you refinance. Home mortgage refinancing can be a sound financial move for any homebuyer, most especially if the interest rates are ideal. You can save a lot on your monthly payment, and you can swiftly ease your way back to regain financial control. Factors to Consider Before Refinancing When you refinance, it is just as important to consider other ........ Read More

11 Tips On How Not To Get A Mortgage.

Here are a few tips on how not to get a mortgage, and underneath each one, the smart thing to do instead. 1. Don't haggle. A mortgage or a house is just another consumer product. A few clever words can get a sweeter deal. So haggle! 2. Buy in high-season, when everyone else is. Buy off-season, usually November, December. You may be able to wangle a 'seasonal discount'. Sales are slow, so mortgage companies and real estate agents will offer better deals. 3. Don't look at the smal........ Read More

Refinance Mortgage Lenders – Tips For Refinancing Online

Save even more on your refinancing by going online for your next mortgage lender. By searching for refinancing quotes online, you can tap into a larger pool of lenders. Online financing companies also offer special deals to remain competitive, so you could potentially save thousands with a better offer. While online lenders can save you time and money, follow these tips to be sure you are getting the best deal. 1. Compare Many Lenders It may be tempting to simply look at your favorite financi........ Read More

Mortgage Broker Marketing Tips

After all, what are the formal mortgage broker training, attendance at mortgage seminars, and time and effort that you’ve put in doing for you now? There has to be something else in today’s market. As someone who has had mortgage loan training and who I’m sure pays attention to the news and realizes how many foreclosures are out there right now, aren’t you ready to learn how you can profit from the current real estate economy and, in doing so, earn 10 times what you would make for simply........ Read More

Tips For Refinancing Mortgage

Refinancing home mortgage is one way to make the most of your money. Many people find it a smart tool. This is true to an extent and also depends on prudent judgment and good assessment of certain things such as your personal goals and your home’s current and past value, plus the particulars of your current loan. Refinancing is no doubt a good option and a smart way of maximizing your saving if you take all these conditions into account. Otherwise home mortgage refinancing may not make any sen........ Read More

Mortgage Broker Training Tips

If you want to be a successful mortgage broker there are a few things that you can do to increase your chances. There are thousands of mortgage brokers across the world, and to set yourself apart you are going to have to be the best at what you do; there is no two ways about it. Here are seven mortgage broker training tips that you can follow if you want to be the best in the industry. 1. You do not need to use hundreds of lenders in order to be a successful mortgage broker. Many mortgage ........ Read More

Refinance & Mortgage Tips: Your Down Payment Is Key

If you are buying a house, the first thing you need to figure out is how much of a down payment you can afford to make. This may seem like the sort of advice your father would give you, but rest assured there are a few reasons why knowing what you can put down and where you’ll get the money can make all the difference when shopping for a house and a mortgage to finance your new purchase. Before you pick up your local newspaper and browse the real estate section looking for a new house, call ........ Read More

Tips For A Commercial Remortgage

Commercial remortgage is just like a residential remortgage. Commercial remortgage can occur for many reasons. It can happen because the business owner wants to borrow money, they want to make improvements to the property or they want to try for a lower interest rate. Whatever the reason commercial remortgage should be handled with the same care that would be given to a residential remortgage. If a business owner is going to remortgage to take out additional money they need to really consi........ Read More

Mortgage Tips - Pay Your Mortgage Weekly

It’s official. The math does not lie – you should pay your mortgage WEEKLY. I have just completed all the math that you do not want to go through to find the truth. I wanted to know the best way to pay a mortgage to save as much money as possible. Here are the conclusions that you want to take away from my studies. Was it better to pay you mortgage weekly, bi-weekly or monthly? -> Paying you mortgage weekly would save you 1294.12$ on a 200 000$ mortgage amortized over 25 years (rate........ Read More


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Essentials of Borrowing Articles

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
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Essentials of Borrowing Books

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing





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