Essentials of Borrowing





imageedit_5_3949838586

Website Investments

Essentials of Borrowing

Mortgage Tips - Mortgage Free - Borrowing - Investing

Margin Loan - Investment - Shares - Stocks






Refinance & Mortgage Tips: Down Payment From Savings

Once you’ve figured out how much of a down payment you can make on your home mortgage, it’s time to determine how to document the source of your funds for the down payment and closing costs. Now you might be saying, “Why do they care where I get the money?” Lenders need to verify the source of funds to both assess the underlying risk in you as a borrower as well as to prevent loan fraud. This makes it imperative for you, the applicant, to maintain complete and detailed records of how the........ Read More

10 Tips To Finding The Right Mortgage Loan Broker

More than half of all borrowers use a broker to arrange their mortgage. But how do you go about finding one? Should you be paying any fees for their services and how do they work? #1 There are literally thousands of mortgage brokers in the UK - well over 10,000! These mortgage brokers will range from large companies with nationwide coverage through to the small one-man bands covering their local area. These different companies may use the full range of advertising media to attract your att........ Read More

Mortgage - 3 Hot Tips To Boost Your Fico Score

Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Beware of quick fixes. There are none except for the quick fix of getting into your wallet by way of a scam and there are some out there. Here are three sure fire ways to boost your credit score. The biggest component of the FICO score is the percentage of available credit you are using. The traditional way of course is to pay down your accounts to improve the percentage......... Read More

Mortgage Tips For First Time Buyers

A home is the single most expensive thing most people will ever purchase. In addition, paying off a home loan can take as long as forty years and will involve paying an amount of interest that exceeds the cost of the house itself. In short, buying a house is not something to be done without a lot of forethought. With the average American living in their homes for seven years or less, most mortgages are probably offered to people who have purchased a home before. But there are always people who a........ Read More

Tips To Get The Best Mortgage Quote

Most of the borrowers prefer to get the best mortgage quote before they actually settle in for a particular type of mortgage plan. There are many people who are on the look out for a professionally analyzed and well-researched mortgage quote that would suit a particular client and his situation. Here are a few essential tips to get the best mortgage quote which will help in getting the best mortgage quote and deal. # 1 Tip - In order to get hold of the best mortgage quote one must depend on ........ Read More

Mortgage Tips For Nervous Buyers.

HERE'S A BIG TIP: ALWAYS NEGOTIATE. The first quote you're offered is not the bottom line. It's easier to get a better deal from one lender if you've been offered a good one previously by another. You can use this as ammunition when speaking to the loan officer. You'll likely be dealing with a call centre or a junior loan officer initially. You can say you're definitely interested, but want a better deal, close the conversation, hang up, then wait for them to get back to you. Buy in Novem........ Read More

Zero Down Mortgage - Tips On Getting Approved

Zero down home financing is about getting rid of the obstacle of closing costs. You can trade in your rent payment for a house payment without paying thousands at closing. Before you start enjoying the benefits of home ownership, make sure you follow these tips to get approved for the best rates. Check Your Credit Report Annually checking your credit report is a good idea, especially if you are applying for new credit. Make sure that all your information is correct. If there are mistakes, get ........ Read More

Mortgage Shopping Tips

When shopping for a mortgage loan, every lender will have different rates, fees and points for each loan program. When shopping for a mortgage loan, it is important to understand the three components of a Rate and Fee Quote: (1) Premium Rates (2) Lender Fees and (3) Discount Points. A Premium Rate offer is any interest rate above the market rate (referred to as the “Par Rate”). While the Par Rate changes constantly during the day, most lenders will commit to a specific Par Rate early in........ Read More

7 Mortgage Marketing Tips For Loan Officers

It is my intention that these marketing tips will help you avoid common mistakes made by the majority of loan officers. Heed this advice! Mortgage Marketing Tip #1 Make your advertising and print media more effective by having a headline on everything: letters, greeting cards, ads, everything. Headlines are what get the reader. They make them want to read more. They tell the reader what benefit he/she will get from reading more. And that's exactly what you want them to do. Make the headline........ Read More

Tips To Qualify For Best Mortgage Rate

All of us would like to save money on mortgage payments, but not many of us know how to go about it. Following some simple tips on how to get the best mortgage rate would help improve your financial situation and also help in avoiding mistakes before you actually apply for refinancing. One can save thousands of dollars by simply garnering for the lowest interest rates in mortgage refinancing. This would help in effectively lowering your monthly dues. Once you have totally understood the ........ Read More

Adverse Credit Mortgages - Home Buying Tips

Bad credit mortgage loans are available to individuals with bankruptcies, foreclosures, repo's, low credit ratings, etc. Unfortunately, having a negative credit rating means a higher mortgage rate and a limited choice of lenders. Still, there are numerous home loans to choose between. Thus, homebuyers with bad credit can easily qualify for a mortgage. Who are Mortgage Brokers? If buying a home with bad credit, a mortgage broker is your best friend. Without using a broker, selecting the right m........ Read More

Tips For A Commercial Remortgage

Commercial remortgage is just like a residential remortgage. Commercial remortgage can occur for many reasons. It can happen because the business owner wants to borrow money, they want to make improvements to the property or they want to try for a lower interest rate. Whatever the reason commercial remortgage should be handled with the same care that would be given to a residential remortgage. If a business owner is going to remortgage to take out additional money they need to really consi........ Read More

Tips On Home Mortgage Refinancing

If you are thinking of home mortgage refinancing, make sure you give it a good thought. Here are some tips you may want to consider before you refinance. Home mortgage refinancing can be a sound financial move for any homebuyer, most especially if the interest rates are ideal. You can save a lot on your monthly payment, and you can swiftly ease your way back to regain financial control. Factors to Consider Before Refinancing When you refinance, it is just as important to consider other ........ Read More

Tips To Help You Get The Best Mortgage Rate

Whether you are ready to get your first mortgage, or you are a seasoned veteran of the mortgage game, there are a lot of tips you can use to help keep your mortgage rates low and your total costs associated with the mortgage note low. Many of these tips only take a few minutes and can help save you thousands of dollars over the life of the mortgage note! First, like with any other purchase - shop around! Talk to several lenders and brokers about what they can offer you. You'll find that yo........ Read More

Tips Mortgage Companies Don't Want You To Know!

Mortgage brokers have a huge advantage when you are applying for a loan, this is because mortgages are their life. They know everything about mortgages and so can make a lot of money due to your lack of knowledge. Mortgage brokers know all about the wholesale interest rates that you will qualify for, and are able to add on as much commission as they want, just to make some extra money. Mortgage brokers don’t want you to know that there are certain tips to help avoid paying the full price of........ Read More


Search

Essentials of Borrowing Articles

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing Books

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing





imageedit_5_3949838586

Website Investments