Essentials of Borrowing





Essentials of Borrowing

Mortgage Tips - Mortgage Free - Borrowing - Investing

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Mortgage - 3 Hot Tips To Boost Your Fico Score

Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Beware of quick fixes. There are none except for the quick fix of getting into your wallet by way of a scam and there are some out there. Here are three sure fire ways to boost your credit score. The biggest component of the FICO score is the percentage of available credit you are using. The traditional way of course is to pay down your accounts to improve the percentage......... Read More

Tips For Refinancing Mortgage

Refinancing home mortgage is one way to make the most of your money. Many people find it a smart tool. This is true to an extent and also depends on prudent judgment and good assessment of certain things such as your personal goals and your home’s current and past value, plus the particulars of your current loan. Refinancing is no doubt a good option and a smart way of maximizing your saving if you take all these conditions into account. Otherwise home mortgage refinancing may not make any sen........ Read More

Tips For Locking In The Lowest Mortgage Rate

Whether you are a first time home buyer, or you have been purchasing real estate for years, one of your main goals other than finding the perfect piece of property is to make sure that your mortgage rate is as low as possible. Anyone who has had to navigate the tricky waters of the mortgage markets knows that rates can vary day by day and knowing when to lock in the rate can save you thousands over the life of the loan. When looking for a mortgage one of the most important things to keep in ........ Read More

Mortgage Broker Training Tips

If you want to be a successful mortgage broker there are a few things that you can do to increase your chances. There are thousands of mortgage brokers across the world, and to set yourself apart you are going to have to be the best at what you do; there is no two ways about it. Here are seven mortgage broker training tips that you can follow if you want to be the best in the industry. 1. You do not need to use hundreds of lenders in order to be a successful mortgage broker. Many mortgage ........ Read More

Adverse Credit Mortgages - Home Buying Tips

Bad credit mortgage loans are available to individuals with bankruptcies, foreclosures, repo's, low credit ratings, etc. Unfortunately, having a negative credit rating means a higher mortgage rate and a limited choice of lenders. Still, there are numerous home loans to choose between. Thus, homebuyers with bad credit can easily qualify for a mortgage. Who are Mortgage Brokers? If buying a home with bad credit, a mortgage broker is your best friend. Without using a broker, selecting the right m........ Read More

Mortgage Broker Marketing Tips

After all, what are the formal mortgage broker training, attendance at mortgage seminars, and time and effort that you’ve put in doing for you now? There has to be something else in today’s market. As someone who has had mortgage loan training and who I’m sure pays attention to the news and realizes how many foreclosures are out there right now, aren’t you ready to learn how you can profit from the current real estate economy and, in doing so, earn 10 times what you would make for simply........ Read More

Refinance & Mortgage Tips: Down Payment From Savings

Once you’ve figured out how much of a down payment you can make on your home mortgage, it’s time to determine how to document the source of your funds for the down payment and closing costs. Now you might be saying, “Why do they care where I get the money?” Lenders need to verify the source of funds to both assess the underlying risk in you as a borrower as well as to prevent loan fraud. This makes it imperative for you, the applicant, to maintain complete and detailed records of how the........ Read More

Zero Down Mortgage - Tips On Getting Approved

Zero down home financing is about getting rid of the obstacle of closing costs. You can trade in your rent payment for a house payment without paying thousands at closing. Before you start enjoying the benefits of home ownership, make sure you follow these tips to get approved for the best rates. Check Your Credit Report Annually checking your credit report is a good idea, especially if you are applying for new credit. Make sure that all your information is correct. If there are mistakes, get ........ Read More

Tax Time Tips For Mortgage Holders

It's that time of year again when numbers such as 1040, W-2 and INT-1099 become all too familiar to millions of people. One of the benefits of holding a mortgage on your house is the ability to claim certain deductions that can assist you in offsetting some of your tax burden. As you prepare to file your yearly taxes let's look at a few areas where you can take advantage of tax deductions and keep a little more green in your pocket this tax season. The most obvious deduction that many tax f........ Read More

Tips For The Cut-throat Mortgage Market

The mortgage industry is one that is witness to vicious competition. Nowadays mortgage brokers and real estate agents are always on the alert to catch any business opportunities that may come their way and increase their own bottom line. One shortcut that they employ in achieving this aim is buying mortgage leads. Mortgage leads are a service you purchase from a reputable company that has done the background work for you. You pay them a fee and they provide you with leads that will get you close........ Read More

10 Tips To Finding The Right Mortgage Loan Broker

More than half of all borrowers use a broker to arrange their mortgage. But how do you go about finding one? Should you be paying any fees for their services and how do they work? #1 There are literally thousands of mortgage brokers in the UK - well over 10,000! These mortgage brokers will range from large companies with nationwide coverage through to the small one-man bands covering their local area. These different companies may use the full range of advertising media to attract your att........ Read More

Refinance & Mortgage Tips: Down Payment With Gift Letter

If you are a first time home buyer who has been out shopping for that dream house, you’ve probably already heard your real estate agent or property developer’s first question: “How much will you be putting down?” If you have excellent credit, several years of consistent income on record and a relatively long history of using credit wisely, you may qualify for 100% financing, often referred to as a “No Money Down Mortgage” or “Zero Down Home Loan”. But for the majority of new borr........ Read More

Tips On Home Mortgage Refinancing

If you are thinking of home mortgage refinancing, make sure you give it a good thought. Here are some tips you may want to consider before you refinance. Home mortgage refinancing can be a sound financial move for any homebuyer, most especially if the interest rates are ideal. You can save a lot on your monthly payment, and you can swiftly ease your way back to regain financial control. Factors to Consider Before Refinancing When you refinance, it is just as important to consider other ........ Read More

Bad Credit Mortgage Refinance Tips

One hundred percent mortgage refinancing enables you to use your equity in borrowing and at the same time could very well make your interest rates lower. In order to be approved for a refinance that is cash out, you will have to have perfect credit, in all ways. If you do not have perfect credit you will have to obtain a sub-prime lending agent or obtain some type of line of credit. One hundred perfect mortgage refinancing enables you to use the total equity within your home, when you cash ou........ Read More

Tips Mortgage Companies Don't Want You To Know!

Mortgage brokers have a huge advantage when you are applying for a loan, this is because mortgages are their life. They know everything about mortgages and so can make a lot of money due to your lack of knowledge. Mortgage brokers know all about the wholesale interest rates that you will qualify for, and are able to add on as much commission as they want, just to make some extra money. Mortgage brokers don’t want you to know that there are certain tips to help avoid paying the full price of........ Read More


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Essentials of Borrowing Articles

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing Books

Mortgage Tips Mortgage Free Borrowing Investing
Margin Loan Investment Shares Stocks
Business Loan Personal Loan Home Loan Investment Loan
Superannuation

Essentials of Borrowing